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We are debt free except for our home which we are due to close on this month. We have been debt free for 10 years. My hubby & I are both self empyloed & when our home caught fire & burned 2 years ago, we lost our only way of making a living (we both worked from home). We were homeless & income-less for 5 months. Had we had any payments to make outside of our groceries, etc. we could not have made it. It's worth it, guys. It's a pain to cut things back & not get the stuff you want when you want it. I make our laundry detergent from scratch, we use coupons (massive amounts of coupons), we combine trips to town to save gas, we barter services (I am a photographer & often barter for haircuts & even dentist work.) If you focus on away to make it happen, you'll find a way. If you say Woe is me, I'll never be able to get out of debt. then you won't. Whether you think you can or whether you think you can't, you're usually right.

This is a constant stgulrge in my life. My husband and I have been actively working on becoming debt free for about 6 months now. We took care of a huge IRS problem and paid off a small loan. We don't own our house and we share a car, he works from home so we can write some of our rent off. While being debt free is important to us. I am almost more interested in saving boatloads of money!! I have read all of the blogs regarding being debt free, and I haven't seen anyone say we paid off our debt and now have 100k in the bank. Could you please give me advice on the saving side of this?? I have never been a good saver and would like to hear from you who are:) Thanks!!

jon- first of all take some deep breaths. Sounds like you are coemeltply OVERWHELMED and frightened. The very first thing you need to do is try and relax. You're not dead and you're not dying! You have lots of life left. Try to get it into your mind this is not the END of anything, but the beginning. You are going back to school and you have a lot to learn. You are already doing well by getting a second opinion. See, you can do something. You are not helpless. You also posted on this site. Your numbers are incomplete, whats your PSA? What lead to you getting a biopsy? This didn't happen to you overnight, so TAKE some time to decide and LEARN what YOU want to do about it. It is only natural that you take some time to learn about as many options as possible. When you get confused and angry ( and you will ) step back, take a breath and try to take just ONE more step. Not 2 or 4, but just one more step. The fact that there isn't just one treatment for PC makes for a bumpy ride. On the other hand it also helps put you into CONTROL. You need to become your best friend and advocate. Your partner can also be of great help. Building yourself a good support group is invaluable. Different people can help you in different ways. Don't worry if you stumble and fall, we all do. Just get up and back on your path. Hope some of this is of use to you be kind, gentle and demanding kapm

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